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Literacy training

The skills required to effectively communicate when writing and speaking can be taken for granted, but many people, including older adults, may require additional supports to improve their literacy. Read our resources below to learn more about the many available strategies to support older adults with their unique literacy training needs.

A nest egg for our old days: Helping older adults manage their finances
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Public libraries: Community hubs responding to the needs of older adults
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How online learning can support optimal aging
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  • Evidence Summary

    Food literacy as a multidimensional concept

    Public Health Nutrition (2017)
  • Evidence Summary

    Community kitchens provide benefits for social and nutritional health

    Public Health Nutrition (2013)
  • Evidence Summary

    Misinformation can be corrected using effective debiasing strategies

    Communication Monographs (2018)
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    Promoting the labour force participation of older Canadians

    Health Canada
    This resource describes Canadian plans to help older adults to work for longer such as by increasing education, helping find jobs and handle health issues.
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    10 Tips for Eating Healthy on a Budget

    National Institute on Aging
    If you are a senior who is struggling to make a food budget and maintain a healthy diet, use this resource to learn about tools that can help you. Consider using coupons, making lists, buying in bulk or even meal delivery options.
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    Inspiring Wellness: Your Guide to Active Aging in Manitoba

    Active Aging in Manitoba
    This resource can help older adults in Manitoba connect with services and events supporting active aging. The theme of this resource is "Inspiring Wellness". Read this guide to learn about different activities and services available to you in your community.
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    Reading Friends

    The Reading Agency
    Reading as a group can be beneficial for adults of all ages. This resource describes a program called Reading Friends that helps to connect older people and helps encourage reading as a group to maintain social connections and literacy skills.
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    The Caregiver’s Handbook: Help for Unpaid Caregivers in Nova Scotia

    Caregivers Nova Scotia
    Caregivers have many responsibilities when taking care of seniors with long term disabilities. This resource serves as a complete guide to caregiving in Nova Scotia or anywhere in Canada by offering tips and additional governmental and community resources for your convenience. Some topics covered include planning financial matters, understanding legal implications, being prepared for emergencies and available community supports.
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    8 ways to thrive in old age

    Fraser Health
    There are many ways to stay healthy during old age and this resource describes 8 ways you can start making changes in your life. Some of these include exercising, eating a balanced diet, learning a new language, volunteering, staying social and getting in touch with your spiritual side.
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    Elder abuse

    Better Health Channel
    Elder abuse is a very serious problem that affects seniors of all ages, gender and ethnicities. It can manifest in the form of physical, financial, sexual or psychological abuse. Seniors are usually hesitant to seeking help therefore it is important to notice the signs and report any type of malicious behaviour.
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    Spot the difference: learn to recognize elder abuse bullying and frauds and scams

    Government of Alberta
    Learn about the difference between elder abuse, bullying and frauds and use this knowledge to protect elders from these crimes.
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    Using credit wisely

    Age UK
    Learn more about how seniors can use their credit wisely and decide which type of credit is right for them.
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    Taking SS Early Retirement: Weigh The Pitfalls First

    National Council on Aging (US)
    Learn about the benefits and disadvantages of taking pension money out early as social security during retirement.
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    9 Free Resources for Managing Your Money

    National Council on Aging (US)
    Use this resource to gain access to a variety of tools that an help you plan financially for your future. Consider using online resources to understand your finances and be able to make informed decisions.
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    Thinking about when you'll claim Social Security benefits is time well spent

    National Council on Aging (US)
    This resource describes Social Security Benefits and when seniors can claim this money. Learn about the best time to claim these benefits using evidence from financial literature.
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    Your Money, Your Goals – Overcoming Barriers Through Financial Empowerment

    National Council on Aging (US)
    This resource describes the barriers that seniors face when making financial decisions such as financial abuse, economic barriers and minority challenges. Learn how the National Indian Council on Aging is helping elders overcome these barriers.
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    How Financial Counseling Can Help You

    National Council on Aging (US)
    Use this resource to learn more about how to overcome personal debt after retirement and how to spot scams and bad credit counselling agencies.
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    Considering Tapping Your Home Equity? Compare Your Options First

    National Council on Aging (US)
    Use this resource to learn more about your options if you are considering using your home equity as retirement income.
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    What every older Canadian should know about: Powers of attorney (for financial matters and property) and joint bank accounts

    Employment and Social Development Canada
    This resource describes different types of power of attorney, what decisions they can make, the advantages and risks, and how to choose one. Learn how joint accounts work and the benefits and risks they bring.
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    What every older Canadian should know about: Financial planning

    Employment and Social Development Canada
    Consider a financial plan to see your future income and living costs during older age. Resource shares more brochures about government programs and housing.
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    What every older Canadian should know about: Income and benefits from government programs

    Employment and Social Development Canada
    Learn about income and benefits for older adults such as old age security, income supplement, pension plans and other federal programs. Resource shares more brochures about government programs.
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    What every older Canadian should know about: Managing and protecting their assets

    Employment and Social Development Canada
    To protect your assets in older age, make a financial plan, consider insurance, and read up on frauds. Resource shares more brochures about government programs.
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    What every older Canadian should know about: Having a will and making funeral plans

    Employment and Social Development Canada
    Consider making a will as well as a funeral and property plan to decide how your possessions are divided. Resource shares more brochures about government programs.
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    What every older Canadian should know about: Financial abuse

    Employment and Social Development Canada
    Learn about financial abuse that older adults face such as scams, forced purchases, confusing documents or paying for relatives without consent. Resource shares more brochures about government programs.
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    What every older Canadian should know about: Fraud and scams

    Employment and Social Development Canada
    Consider protecting yourself from identity theft, credit card fraud, online scams, or door-to-door scams. Resource shares more brochures about government programs.
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    Survivor's Pension

    Government of Canada - Benefits
    If your legal spouse or common-law partner is deceased, you may be eligible for a portion of their Canadian Pension Plan. Access this resource for more information about the Survivor's Pension.
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    A guide to long-term care insurance

    Canadian Life and Health Insurance Association (CLHIA)
    The population of older Canadians is growing. It is important for aging Canadians to be financially insured because the government will not cover all long-term care and retirement programs. Use this resource to learn about long-term care insurance to make sure you are financially protected.
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    Adult Learning

    Ontario Ministry of Education
    The government of Ontario offers free literacy and basic skills programs which include reading, writing, math, and computer skills. Access this resource to see if you are eligible and where these programs are offered.
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    Canada Pension Plan - Overview

    Government of Canada - Benefits
    The Canada Pension Plan will provide you with partial replacement of earnings in the case of retirement, disability, or death. Access this resource for information about your eligibility.
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    Old Age Security — Overview

    Government of Canada - Benefits
    You may be entitled to the Old Age Security pension if you are over 65 and meet legal Canadian status and residence requirements. Access this resource for information on your eligibility.
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    Guaranteed Income Supplement – Overview

    Government of Canada - Benefits
    If you have a low income and live in Canada, you may be entitled to a monthly non-taxable Guaranteed Income Supplement. Access this resource for information on your eligibility.
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    Allowance for people aged 60 to 64 – Overview

    Government of Canada - Benefits
    If you are aged 60 to 64 and are the spouse or common-law partner to someone receiving the Guaranteed Income Supplement, you may be entitled to further allowance. Access this resource for information on your eligibility.
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    Allowance for the Survivor

    Government of Canada - Benefits
    If you are aged 60 to 64 and your spouse or common-law partner has died, you may be eligible for the Allowance of the Survivor. Access this resource for information on your eligibility.
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    Apply for OHIP and get a health card

    Government of Ontario
    OHIP is Ontario's health insurance plan. It covers many health services you may need. Access this resource for information on how to apply and what it entails.
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    What OHIP covers

    Government of Ontario
    OHIP is Ontario's health insurance plan. Access this resource for details on what the plan covers. This ranges from doctor visits, surgeries, ambulance services, hospital stays, and more.
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    Registered Retirement Income Fund (RRIF)

    Canada Revenue Agency (CRA)
    A registered retirement income fund is a financial arrangement between you and an insurance company registered by the Government of Canada. Access this resource for more details on this service and how to apply.
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    Lifelong Learning Plan (LLP)

    Canada Revenue Agency (CRA)
    The Lifelong Learning Plan allows you to withdraw amounts from your registered retirement savings plan to finance you or your spouse or your common-law partner's education. Access this resource for more information.
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    Registered Retirement Savings Plan (RRSP)

    Canada Revenue Agency (CRA)
    The RRSP is a retirement savings plan that you establish and the Government of Canada registers. You and your spouse can contribute to this plan, and it pays you back after retirement. Access this resource for more information.
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    Budget calculator

    Financial Consumer Agency of Canada
    Managing your budget may be confusing. Access this resource for a calculator that may help you.
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    Canadian Financial Literacy Database

    Financial Consumer Agency of Canada
    This resource is a database with information about financial literacy. Access this resource to learn about banking, fraud, insurance, taxes, and more.
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    Your Financial Toolkit

    Financial Consumer Agency of Canada
    This resource provides a basic learning program that covers personal finance and making financial decisions.
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    Sources of retirement income

    Financial Consumer Agency of Canada
    If you are looking to retire or recently retired, it is important to understand your sources of income. Access this resource for information on the various pension plans you may be entitled to.
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    Saving for retirement

    Financial Consumer Agency of Canada
    Saving for retirement may seem like a daunting process. Access this resource for more information on how to effectively save and examples of monthly savings plans.
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    Financial Life Stages

    Canadian Deposit Insurance Corporation (CDIC)
    Older Canadians rely the most on their savings. They should know how the Canada Deposit Insurance Corporation (CDIC) protects their savings. Use these infographics to learn about the financial situation, and thoughts on savings protection, of older Canadians at the pre-retired, retired, and 75+ stages.
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    Canadian Retirement Income Calculator - General Information

    Employment and Social Development Canada
    Use this calculator to estimate your income after retirement. The calculation is based on your pensions, savings, and other sources of income. You will get a report on your predicted income at yearly.
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    After a death

    Employment and Social Development Canada
    Be prepared for the actions you should take after a family member dies. This resource reviews the steps to report the death, get a death certificate, cancel benefits, and financial support for survivors.
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    Canada ranked 4th best country in the world for senior citizens

    Immigration.ca
    Canada ranks highly in income security for seniors, with 97.7% of older Canadians receiving a pension, and over 92.8% getting an income greater than half the country’s median income. 83.9% of older Canadians also have a secondary or higher level of education.
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    Making a will and planning your estate

    Financial Consumer Agency of Canada
    A will is a legal document that states how you want your estate divided when you die. Access this resource for more information on how to prepare one, and how to seek legal advice when doing so.
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    Financial literacy self-assessment quiz

    Financial Consumer Agency of Canada
    After you have learned about financial literacy, take this fun quiz to test your knowledge!
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    Understand PIN protection

    Financial Consumer Agency of Canada
    You should never share your bank PIN with anyone. Access this resource for more information on how to protect yourself from theft.
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    Making a budget

    Financial Consumer Agency of Canada
    A budget is a plan that helps you manage money. Access this resource for tips and guidance to help you create a personal budget plan.
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    211 Ontario helps seniors access financial assistance and home support services

    211 Ontario
    This article summarize various common inquiries made to 211 Ontario with relevance to seniors. The goal is to educate seniors on various financial concerns and offer recommendations on home support services.
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    “Everything changed when I joined a literacy class”

    Aging Equal
    Read about the experience about one woman from Nepal whose life changed after joining a literacy class. At first she faced abuse from her family members at home. But once she learned how to read and write, she was able to advocate for seniors facing abuse. Read about why she thinks reading and writing are so important in this resource.
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    The Ultimate Guide to Aging Comfortably on a Financial Budget

    Aging.com
    As people live longer, it is important to save money. You can take advantage of seniors' discounts and learn how to budget. You should also take advantage of community resources such as nearby libraries or social circles to save on entertainment and travel. Read this resource to learn more.
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    15 Tips to Become Computer Savvy at an Older Age

    Aging.com
    There are many benefits to using technology as you age. Learning how to use technology is not too difficult if you know where to start. You should take advantage of the learning resources around you. Here are 15 tips to help you become more comfortable with technology.
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    Predicting Community Resilience and Recovery After a Disaster

    Centers for Disease Control and Prevention (CDC)
    Communities respond to disasters differently depending on the type of disaster and the characteristics of the community itself. We can use models to predict how well communities recover from major stressors. One model is the COPEWELL model which combines public health and community resilience modelling. Read this resource to learn more.
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    Connecting digitally – coronavirus advice

    Age UK
    With the reduction in face-to-face contact, it is good time to learn how to use digital communication tools. Use this resource to get connected online. This resource can also help you get your loved ones connected. Read tips on how to create a positive learning environment when teaching someone how to get online.
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    Keeping in touch using a video call

    Age UK
    Video calling allows you to see the faces of your loved ones and feel more connected to them. There are different mobile or computer applications you can use. Use this resource to read step-by-step instructions and watch instruction videos that will help you set up a video call on your device.
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    Look after your thinking skills

    Age UK
    Staying active mentally and physically is important as you age. Read this resource for a breakdown of what the science says about ways you can stay active. Once you know, it's time to make your action plan. Read this resource for guidance on how to include more activity in your life.
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    Classes and courses

    Age UK
    There are many classes online and in your community where you can learn new skills or enhance your knowledge. These courses are usually very flexible and run throughout the day. There are also courses tailored to and run by older adults. Read this resource to learn more.
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    How To Become Tech Savvy Seniors In 10 Days

    Aging in place
    Learning the basics of technology can help make your life easier and keep you engaged. Look into different learning resources such as books and websites. You can also ask loved ones to teach you. Read this resource to learn more.
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    How Technology Can Support Caregivers During COVID-19

    The Ontario Caregiver Organization
    Caregiver responsibilities may be overwhelming during the COVID-19 pandemic due to increased pressure to ensure seniors safety. Read this resource to learn how you can use technology to help manage your responsibilities and stay connected with loved ones.
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    The Best Brain Games for Seniors

    Senior Living Link
    Brain games can help keep your memory and cognitive ability strong as you age. You can find brain games online and in books. Read this resource to find examples of different engaging games you can play to stay sharp.
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    Brain Games for Seniors

    Senior living
    Brain games can be used to slow the onset and progression of memory loss. There are many types of games you can play such as memory games, word games, mobile games, and more. Read this resource for more ideas.
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    Connecting Rural Older Americans with Technology

    Senior Planet
    Senior Planet helps connect American older adults with technology skills education and each other. The classes run by this program are popular and becoming more available around the country. Read this resource to learn more.
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    Rural Aging

    Rural Health Information Hub
    Older adults who live in rural communities face unique challenges. They struggle with transportation, housing, and health care accessibility issues. In the United States, there are some supports available for these older adults. Read this resource to learn more.
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    Resources for Survivors of Crime and Abuse: Definition List

    Tribal Resource Tool
    Legal and criminal resources can sometimes use a lot of confusing terms. This definitions list explains these different terms in clear language. Read this resource to learn more.
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    Online Interactive Educational Modules

    National Indigenous Elder Justice Initiative
    People working with Indigenous elders can use these online educational modules to inform themselves about elder abuse. Begin with the module on elder abuse to familiarize yourself with the issue of elder abuse in Indigenous communities.
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    Healthy Eating Tips for Seniors

    National Council on Aging (US)
    Healthy eating can be hard for seniors when they don’t know how to effectively do their grocery shopping. This resource contains many educational videos to learn about safe and healthy grocery shopping and cooking.
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    Guide for Older Adults on Using the Nutrition Facts Label

    U.S Food and Drug Administration
    Nutrition facts labels tell you what is in the food you are eating. You can make better choices about your nutrition when you knowing how to read a nutrition fact label. Read this resource to learn more.
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    Use Your Home to Stay at Home

    National Council on Aging (US)
    A reverse mortgage can allow you to convert some of your home equity into cash. This money can be used to let you stay at home. Read this resource to learn more about home equity and reverse mortgages.
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    Financial Tips for Newly Retired Seniors

    American Senior Communities
    Read this resource to learn some tips about how you can financially plan for your retirement. Planning can ensure you maintain a comfortable life after your working life.
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    Avoiding Financial Planning Mistakes

    American Senior Communities
    Planning ahead for your retirement is important to maintain your financial health. There are common mistakes that many older adults make. Read this resource to learn about how to avoid these mistakes.
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    Assessing Your Needs: Choosing the Right Senior Living Community

    American Senior Communities
    It is important to assess your current and future needs to determine the best assisted living community for you. Some of these needs may include safety, health, and financial needs. Read this resource to learn more.
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    5 Tips for Cutting Costs During Retirement

    American Senior Communities
    You should manage your retirement savings wisely. Cutting costs is an important part of saving your money. It is also important for your personal wellbeing. Use this resource to learn more.
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    Continuing Education for Seniors: How to Take Advantage of Lifelong Learning

    Institute on Aging
    If you have a passion for learning a new skill or trying something new, look for lifelong learning opportunities. There are classes at universities, community centres, and even online. Read this resource to learn more.
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    Assistive Technology Helps People Age in Place

    Next Avenue
    Assistive technology includes any device or software that helps older adults or people with disabilities do their daily activities. Assistive technologies are there to help you. Use this resource to learn about the different types of assistive devices and how they can help you age in place.
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    Assistive Technology Devices Create a Comfortable, Easy-to-Use Computer Interface for Seniors

    Institute on Aging
    Older adults can access computer to learn new things and communicate with others. Computer screens and desk spaces should be designed to suit the ergonomic needs of older adults. Read this resource to learn about different assistive tools and desk space modifications available for older adults.
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    10 Tips for Planning Meals on a Budget

    Unlock Food
    If you are a senior who is new to grocery shopping on your own or you are looking to save money on your groceries, use this resource for expert tips on shopping on a budget.
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    4 Everyday Ways to Help Your Elderly Parents Save Money

    Aging Care
    Helping your elderly parents save money can be a difficult task. Rather than focusing on controlling their spending, you can also create strategies to help them stay in their budget. Read this resource to learn about these strategies to help your loved one manage their money.
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    CPP Payments: How much will you get from Canada Pension Plan in Retirement?

    Retire Happy
    The Canada Pension Plan (CPP) is an important source of income to consider when planning for retirement. You can find out the amount of CPP benefit you are eligible for after the age of 65 by obtaining your CPP Statement of Contribution. Learn more about how to obtain this statement and what makes you eligible to receive the maximum amount in this resource.
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    No pension? Go out and buy one

    Retire Happy
    If you are thinking of retiring soon or if you are planning ahead, consider reading this resource that discusses pensions. Following the economic market crash of 2008, experts recommend pensionizing retirement savings to ensure returns in the future.
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    How well do you know your pension plan?

    Retire Happy
    If you are a member of a company pension plan, use this resource to understand how you can learn more about your personal savings for retirement. Once you learn more, you can make plans for your financial future.
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    Do you have a Will?

    Retire Happy
    Only half of Canadians have a will. This leaves loved ones unsure of how to proceed with estates and other assets. Use this resource to learn how about the downfalls of not having a will and how you can get started the process started to plan for the future.
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    Global strategy and action plan on ageing and health (2021-2030)

    WHO Ageing
    Life expectancies across the world are increasing which means that communities must work to be more age-friendly. Read this resource to learn how the World Health Organization is promoting the development of age-friendly communities to support senior’s autonomy and engagement in society.
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    7 signs of financial elder abuse

    Get Smarter About Money
    Financial abuse is common among seniors and it is important to notice the signs. Use this resource to learn about some common signs that point to financial abuse so you can protect yourself and you loved ones.
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    Seniors: if you suspect financial abuse

    Get Smarter About Money
    If you suspect that you or a senior are being financially abused, use this resource to help you decide your next step.
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    How to Run a Book Club for Seniors

    Senior Living Link
    Reading is a good hobby for seniors who are looking to make new friends and learn something new at the same time. Use this resource to learn how to start your own book club, genres of books to consider and discussion topics for your book club.
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    A Role for Seniors and Boomers in Digital Literacy

    Comfort Life
    With the growing use of technology, seniors may find it hard to communicate with loved ones and keep up with news. This resource explains the benefits of improving digital literacy in older adults and how they can use this new knowledge to enjoy social media and access health information.
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    Lifelong Learning and Creativity

    British Columbia Family & Social Supports
    Seniors can benefit from learning new things throughout their life and keep their mind engaged while having fun at the same time. If you are unsure of where to start, this resource provides you a list of continuing studies resources for your convenience.
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    Understanding and responding to elder abuse

    Government of BC
    If you suspect any type of elder abuse, use this governmental resource as a complete guide to understanding different types of abuse, how to respond, available government resources and ways to ensure a safe environment for both yourself and the victim.
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    It's your choice: Personal Planning Tools

    Public Guardian and Trustee of British Columbia
    If you are incapable of making your own decisions in the future due to unforeseen circumstances, you can prepare in advance to make sure your wishes are carried out. In order to start planning your personal affairs, consider using this resource to learn more about powers of attorney, adult legal guardianships and advance directives.
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    Power of Attorney for Personal Care

    Community Legal Education Ontario
    Use this resource to answer all your questions about powers of attorney for personal care and clarify the differences between this role and a power of attorney for property. If you need help choosing a power of attorney or want legal advice, resources are provided for your convenience.
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    Duties and Powers of a guardian of property

    Ontario Ministry of the Attorney General
    If you have been appointed as a guardian of property, use this resource to learn about your legal responsibilities and authority. In this role, you are allowed to make decisions on behalf of the incapable person’s property but you cannot make a will.
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    Becoming a guardian of property

    Ontario Ministry of the Attorney General
    This resource answers all your questions on becoming a guardian of property and outlines the process of being appointed as well as responsibilities and limitations to authority.
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    Be your own boss

    Age UK
    If you are considering starting your own business or becoming self-employed, use this resource for tips on how to get started and help with the finances of a business.
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    Financial abuse of seniors

    Government of Alberta
    Learn the signs of financial abuse by reading about Janet’s story. If you suspect that a senior you know is a victim of financial abuse, use this resource for ways to address the problem and ensure that they feel safe.
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    Be Fraud Aware

    Seniors BC
    Fraud can happen to anyone anywhere and seniors should be careful when speaking to telemarketers on the phone. This resource also teaches you how to identify con artists in order to ensure your safety.
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    Writing your will

    Consumer Protection BC
    If you are a senior, consider writing a will to give your loved ones more piece of mind when it comes time to settle your finances. Use this resource to learn more about the process and the benefits of writing a will as well as for additional resources that you may need.
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    Secrets to healthy ageing

    Better Health Channel
    If you are a senior who is looking to make lifestyle changes to improve your health, use this resource for tips on how to get started. Healthy aging consists of getting active, eating a balanced diet, keeping you brain engaged by learning something new, modifying your home and staying social to name a few.
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    Healthy and active ageing

    Better Health Channel
    Healthy and active aging includes not only physical activity and eating, but also socializing with others and feeling a sense of community where you live. Tips on types of exercise and healthy food options are given to help you implement this lifestyle change.
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    AgePage: Getting Your Affairs in Order

    National Institute on Aging
    Use this resource to plan for the future by preparing legal documents, planning your finances and writing a will. Planning ahead can alleviate concerns from family members and loved ones in the future.
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    Education and Lifelong Learning

    British Columbia Family & Social Supports
    Learning does not have to end because you are a senior. Use this resource to learn ways you can keep your mind engaged and alert by learning a new language, meeting new people or going back to school.
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    Financial Education Has No Age Limit

    Aging Care
    It is never too late to learn about personal finance and this resource offers steps you can take to start the process. Starting a budget and using multiple sources of evidence are a few examples of ways you can get started.
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    Financial Planning For the Elderly

    Elder Care ABC blog
    Learn how a financial planner can help you understand your financial decisions and assess your needs and resources.
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    Thinking About Aging In Place

    Government of Alberta
    Consider practical advice for aging in your own community such as planning for social support, health needs and financial security.
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    Using Medicaid to Pay for Assisted Living

    Caring.com
    Use this resource to see where Medicaid is accepted as a form of payment for assisted living facilities and learn more about how to overcome issues that may arise in the process.
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    5 Legal Documents You Need for Your Loved Ones

    Caring.com
    Use this resource to learn about the important documents that seniors must have prepared for their loved ones in case of emergencies.
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    How to Find the Alzheimer's Care Facility That is Right for You

    Caring.com
    Learn what Alzheimer facilities can offer seniors and what you can expect from living in a facility. Use this resource for tips on how to choose the best care facility, ways to pay for services and government benefits that can help offset prices.
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    Dying Without a Will

    ClickLaw
    Use this resource to learn about the importance of writing a will and follow the steps outlined to help you with the process.
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    Employment Insurance

    British Columbia Family & Social Supports
    Use this resource if you are still working past the age of 65 years old as you are eligible for employment insurance in case you lose your job. Also see information about how you can receive employment insurance and your pension at the same time.
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    Property Taxes

    British Columbia Family & Social Supports
    Learn more about property taxes and the factors that determine the value of your property taxes in British Columbia such as property location, classification, value and cost of services.
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    IT’S YOUR MONEY: PROTECT YOURSELF FROM FINANCIAL ABUSE

    Government of Alberta
    Use this resource to keep informed about financial abuse among seniors and steps seniors can take to prevent financial abuse.
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    Income Tax and Tax Credits

    British Columbia Family & Social Supports
    Use this resource if you are a senior with questions about income tax returns and if you want to learn more about tax programs in British Columbia. Links to senior resources from the Canada Revenue Agency are also provided.
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    Scams and Fraud

    British Columbia Family & Social Supports
    Use this resource to learn more about scams and frauds and protect yourself from common scams on the internet. Additional links to resources are provided for more information.
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    Substitute Decision-Making and Incapacity Planning

    British Columbia Family & Social Supports
    Consider appointing a power of attorney in case you cannot make financial decisions for yourself one day. Use this resource to learn about your options when it comes to choosing a power of attorney and making plans for your care in the future.
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    Wills and Estate Planning

    British Columbia Family & Social Supports
    Consider making a will in order to arrange your finances for your family after you are gone. Find government resources that can help you with the process.
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    Financial Planning

    British Columbia Family & Social Supports
    This resource offers links to many government resources in both english and french that are essential in planning for the future financially.
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    Financial and Legal Matters

    British Columbia Family & Social Supports
    Use this resource to help plan legal and financial matters after retirement and prevent scams and fraud. Links to other resources are also provided for more information.
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    Your Personal and financial decisions matter

    Government of Alberta
    Use this brochure as a guide for making personal and financial decisions with the help of the Office of the Public Guardian and Trustee. Links to other resources are also provided for more information.
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    5 reasons to open an RRSP

    Get Smarter About Money
    If you are planning on opening an RRSP account, use this resource to understand what exactly an RRSP account is and how it can benefit you financially in the future.
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    Will You Have Enough Money to Retire?

    Aging Care
    Learn why some seniors will not have enough money saved up for retirement and use the listed resources for information that can help you with saving enough for the future.
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    7 Things to Know About Nursing Home Trust Funds

    Aging Care
    If you have a nursing home resident trust fund, read this resource to learn about the risks of putting money into this fund. Ensure your finances are safe and well-managed.
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    Understanding the Pros and Cons of Reverse Mortgages

    Aging Care
    Use this resource to learn what a reverse mortgage is and its benefits and disadvantages.
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    The Ins and Outs of a Reverse Mortgage Loan: Is It Right for You?

    Aging Care
    Use this resource if you are deciding if you should use a reverse mortgage loan. Learn what you need to qualify for this type of loan and your obligations if you choose this loan.
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    Using a Reverse Mortgage Loan to Age in Place

    Aging Care
    If you are considering using your home equity as a source of income during retirement, use this resource to learn more about the benefits and disadvantages.
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    NWT Caregivers Guide

    Government of Northwest Territories Department of Health and Social Services
    This guide for caregivers offers many resources to help with both health and wellness and clarifies responsibilities as caregivers. Use this resource to learn more tips relating to caregiving and planning for the future.
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    Best Social Activities for Seniors

    Retired Brains
    Use this resource for inspiration on how to stay social and active throughout your retirement. Some examples of proposed activities include, volunteering, joining a club, taking a class and staying physically active.
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    How to trace lost money

    Age UK
    This resource explains how seniors can trace back lost money and tips on how to prevent this from happening again in the future. Watch a short video and learn more about ways money can get lost.
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    Financial jargon checker

    Age UK
    This resource provides a long list of easy to understand definitions of financial terms for seniors to use to make informed decisions about their finances.
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    Debt advice

    Age UK
    Use this resource for debt advice and to answer all your questions about debt in old age. Some examples of issues addressed include when to seek help with debt, who to trust, what debt to pay first and where to go for free help.
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    8 ways to make the most of your savings

    Age UK
    Use this resource to make the most of your life long savings. Learn tips on how to maximize savings while also staying informed about your finances.
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    Crowdfunding: A Financial Resource for Seniors and Their Caregivers

    Aging Care
    Use this resource to learn more about how crowdfunding is becoming a popular method of fundraising money. Learn how seniors and caregivers can benefit from this growing trend.
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    Elders Should Exercise Caution Before Turning to Payday Loans

    Aging Care
    Use this resource to learn about payday loans and the risks that come along with using them for everyday expenses. The resource also explains how dangerous theses loans can be for the elderly.
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    Save money on your energy bills

    Age UK
    Use this resource to learn more about ways to save money on energy bills every month by making changes to your living room, kitchen or bathroom.
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    Save on water bills

    Age UK
    Use this resource to learn more about ways to save money on water bills every month by making changes to your kitchen, bathroom or in the garden. Consider looking into discounts you can apply for to reduce your monthly bills.
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    The Best Financial Ideas for Retirees

    Retired Brains
    Consider new ways to stay financially active during retirement by starting up a small business, buying bonds or investing in stocks. These are all great ways for seniors to remain occupied and achieve financial goals.
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    You Gave, Now Save Guide to Benefits

    National Council on Aging (US)
    Use this guide as a general guide for seniors and learn about housing assistance, transportation, food assistance, health and prescription information and many other subjects related to senior wellbeing. Links to other websites are also provided.
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    Power of attorney basics

    Get Smarter About Money
    If you are starting to plan your finances for your loved ones, consider using this resource to learn more about power of attorneys and their importance.
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    Reducing your estate costs

    Get Smarter About Money
    If you are starting to plan your finances for your loved ones, consider using this resource to learn more about how you can reduce common estate costs and save money.
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    Using trusts in estate planning

    Get Smarter About Money
    If you are starting to plan your finances for your loved ones, consider using this resource to learn more about using trusts and some of its common uses.
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    Estate planning if you own a business

    Get Smarter About Money
    If you are starting to plan your finances and you are a business owner, use this resource to plan your estate and see an example given in the resource for more information.
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    Registered pension plan (RPP) lump-sum payments

    Health Canada
    This resource shares how to transfer savings from registered pension plan to other available retirement savings plans.
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    Retirement savings gap

    Government of Ontario
    Learn how the Canada Pension Plan pays during retirement, how it affects your taxes and how the government helps lower-income workers save.
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    The Retirement income system in Canada

    Government of Ontario
    In Canada, you can save for retirement through many plans from personal accounts, employers, and the government. Resource lists plans that are available.
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    Report a scam or fraud

    Government of Ontario
    Collect evidence of your scam and report to anti-fraud centres such as the police, the Ministry of Government and Consumer Services or Consumer Protection Ontario. Scammers use emergencies, romance, charity, gift cards and get-rich schemes to scam others.
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    Information about elderly abuse

    Government of Ontario
    Learn about the different types of elder abuse and how it impacts elders. Listen to adults who tell you they are being abused and seek help instead of facing the perpetrator. Resource shares various helplines and resources.
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    How RRSPs work

    Get Smarter About Money
    Learn the special tax advantages that come along with RRSPs and the types of investments that you can hold in an RRSP.
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    RRIF fees

    Get Smarter About Money
    If you are planning on opening an RRIF account, use this resource to learn about fees that you may be charged and questions you should ask.
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    Estate planning explained

    Get Smarter About Money
    If you are thinking of planning your finances, use this resource to learn about how you can plan to leave your estate to your loved ones and what legal documents you may need.
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    Communicating your estate plan

    Get Smarter About Money
    If you have created an estate plan, consider using this resource to communicate your plan to your loved ones by creating an information package and discussing the plan with family.
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    When to review your estate plan

    Get Smarter About Money
    If you have already created an estate plan, consider using this resource to see if you need to update the plan. As life circumstances change over time, your financial situation may also change.
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    Making a will

    Get Smarter About Money
    If you have not already created your will, consider writing one today and use this resource to learn about the two types of wills that exist.
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    Choosing an executor

    Get Smarter About Money
    If you are starting to plan your finances for your loved ones, consider choosing an executor and use this resource for tips on choosing one.
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    What you need to know about elder abuse

    Government of Ontario
    Learn about the different types of elder abuse and how it impacts elders. Listen to adults who tell you they are being abused and seek help instead of facing the perpetrator. Resource shares various helplines and resources.
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    Safety planning for older persons

    Government of Ontario
    Consider safety planning to prevent abuse by storing emergency phone numbers, saving extra money, plan an escape path and save identification documents. Visit information centres and tell community members if someone is abusing you.
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    What every older Canadian should know about powers of attorney (for financial matters and property) and joint bank accounts

    Government of Alberta
    Use this guide to learn more about the advantages and risks of powers of attorney and joint bank accounts in Canada. Find information on finding and choosing attorneys, things to consider before opening a joint bank account and many more topics.
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    What are the costs associated with living in a retirement home?

    Advocacy Centre for the Elderly (ACE)
    Consider the cost of living in a retirement home alongside laws around price increases for rent and caregiving.
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    Transferring the eligible part of a retiring allowance

    Health Canada
    Learn how to transfer your eligible retiring allowance to your pension plan and how much can be transferred. Utilize resource to help complete your income tax and benefit return forms.
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    Transferring the non-eligible part of a retiring allowance

    Health Canada
    Learn how to transfer your non-eligible retiring allowance to your pension plan and how much can be transferred. Utilize resource to help complete your income tax and benefit return forms.
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    Amounts paid from an RRSP or RRIP upon the death of an annuitant

    Health Canada
    Consider how much income can be transferred to beneficiaries of deceased individuals with annuities and how to complete income tax returns.
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    Commutation payments from your RRSP

    Health Canada
    Consider how to report as well as complete your income tax and benefit return if you withdraw funds from your pension or savings plans.
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    Property from an unmatured RRSP

    Health Canada
    Consider how to transfer funds from an unmatured registered retirement savings plan to other savings account and complete income tax return.
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    Registered retirement income fund (RRIF) - Transfer of excess amounts and property

    Health Canada
    Consider how to manage property and income from a registered retirement income fund and how to complete tax returns.
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    Specified pension plan (SPP) lump-sum payments

    Health Canada
    Learn about transferring specified pension plan payments to your pension savings plans and rules that apply for deduction.
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    PRPP transfers

    Health Canada
    Learn how to transfer money from your pooled registered pension plan to other types of pension plans. Resource shares further information on forms for transfer.
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    Withdrawing from your own RRSPs

    Health Canada
    This resource shares forms needed for approval to withdraw money from your registered retirement savings plans before retirement.
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    Receiving income from an RRSP

    Health Canada
    Learn how to set up regular payments from your registered retirement savings plan and consider other rules about withdrawal.
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    Matured RRSP

    Health Canada
    Consider how to withdraw money and file for taxes as the surviving spouse or beneficiary of a mature registered retirement savings plan.
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    Unmatured RRSP

    Health Canada
    Consider how to withdraw money and file for taxes as the surviving spouse or beneficiary of a unmatured registered retirement savings plan.
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    What is an RRSP scheme?

    Health Canada
    Be careful of fraudulent registered retirement savings plan schemes that offer unrealistic gains on investment and tax-free withdrawal.
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    What is the CRA doing about the RRSP schemes?

    Health Canada
    To stop registered retirement savings plan schemes, the Canada Revenue Agency is checking accounts more often and sending out warnings.
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    Registered Disability Savings Plan

    Health Canada
    This resource describes types of registered disability savings plans, how to open an account, how to pay taxes and how to manage the plan online. Resource shares various forms and contacts for more information.
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    Definitions for RRSPs

    Health Canada
    This resource gives a large list of the technical definitions that are used when discussing registered retirement savings plans.
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    Setting up an RRSP

    Health Canada
    Learn how to set up a self-directed or spousal registered retirement savings plan. Resource links the government application guide and forms for application.
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    How contributions affect your RRSP/PRPP deduction limit

    Health Canada
    Consider who can contribute to your registered retirement savings program and how much can be added yearly. Resource shares technical limits and definitions used for calculations.
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    What to do with unused RRSP, PRPP or SPP contributions

    Health Canada
    Consider how to calculate and file taxes for unused pension or savings plan contributions.
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    What happens if you go over your RRSP/PRPP deduction limit?

    Health Canada
    Learn about penalties for putting too much money into retirement savings plans, filing taxes late or not paying taxes. Consider contacting the Canadian Revenue Agency to correct errors in taxes or explain excess savings contribution.
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    How to claim your RRSP, PRPP or SPP contributions on your tax return

    Health Canada
    Learn how to claim savings and pension plans on your tax return if you are using a Canada revenue agency electronic tax filing method.
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    How much you need to save for retirement

    Get Smarter About Money
    Use this resource as a guide for saving for retirement and learn about ways to maximize savings and how much you should save for the future.
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    Government benefits (CPP, OAS, GIS)

    Get Smarter About Money
    Use this resource to learn about the main government benefits that seniors in Canada are eligible for and how they can help you financially.
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    Getting retirement income from your RRSP

    Get Smarter About Money
    Learn about your options when converting RRSP money into retirement income and use this resource to choose the best option for you and your family.
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    Budgeting during retirement

    Health Canada
    Learn to make a budget for retirement. Consider personal needs such as travel, housing and healthcare. Resources on tracking budgets and estimating income included.
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    Selling a home

    Health Canada
    Learn about the costs of selling your home and setting a price by yourself or with a realtor. This resource shares legal document and tax-related information about selling homes.
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    What every older Canadian should know about: Planning for their future housing needs

    Health Canada
    Plan for future housing by reviewing housing options and costs for services you need. Contains tips for picking location and resources to find local information.
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    Thinking about aging in place

    Health Canada
    Plan to live in your community by making changes to your home. Consider moving to a community with social support, services, transport and other aging-related needs.
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    Old Age Security - While on Old Age Security

    Health Canada
    This resource shares details about old age pensions such as how to apply and how much money you could get.
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    Living or travelling abroad when you retire

    Health Canada
    If you live or travel outside Canada, consider how you are taxed as well as the pension and medical care you can get. Resource shares links for provincial and territorial information.
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    Working while collecting a pension

    Health Canada
    Consider how much you need to pay for taxes and your pension plan if you are working or retired and over 60.
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    Canadian Retirement Income Calculator

    Health Canada
    Use this calculator to estimate your retirement income by entering your pension plan and savings information.
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    Annuities

    Health Canada
    To plan for retirement, consider what annuities are, how they can help you and the different types of annuities available. Resource compares pros and cons of different options and describes how to protect your income.
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    Moving to Canada: How the economy weathered the financial crisis

    Canadian Immigrant
    Canada’s aging population, key industries and relations with the US make its economy complex. Read more in this brief overview.
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    What every older Canadian should know about financial planning

    Employment and Social Development Canada
    Financial planning is important as you get older and face changes such as retirement. Use this resource to learn about making a financial plan based on your current income and expenses, and where you want to be in the future.
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    Are you financially prepared for what's ahead?

    Investment Industry Regulatory Organization of Canada (IIROC)
    It is important to make informed decisions about financial investments. Access this resource for information about working with a financial advisor and how to choose someone appropriate for you.
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    Income programs for older adults

    211 Ontario
    Many older adults require income assistance. Access this resource for information on available income programs for you.
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    Retirement Literacy

    Association of Canadian Pension Management (ACPM)
    There are many different income programs available to retired seniors. Access this resource for information on choosing the right one for you.
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    Boomers need to consider savings protection

    Canadian Deposit Insurance Corporation (CDIC)
    Make sure your savings are safe by depositing it to a bank that is a member of the Canada Deposit Insurance Corporation (CDIC). The CDIC makes sure your savings are still available even if your bank failed. Use this resource to learn about two kinds of protection given by CDIC banks: RRIF and Trust funds.
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    Deposit protection at every life stage

    Canadian Deposit Insurance Corporation (CDIC)
    Make sure you deposit money into a bank that is a member of the Canada Deposit Insurance Corporation (CDIC). The CDIC makes sure your deposits are still available even if your bank failed. Use this resource to learn about the protection of CDIC for your retirement savings.
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    Mortgage Fraud

    Canada Mortgage and Housing Corporation
    In Canada, seniors are most often the victims of fraud and financial abuse. Use this resource to learn about how to recognize, protect yourself against, and report these crimes.
  • Blog Post

    Building financial stability and well-being: Making the most of tax season

    During tax season, older adults should review finances, access available resources, and plan for the future to ensure financial stability and well-being. Utilize tools like the Benefits Finder, consider future needs, and create a budget that aligns your needs and financial circumstances.
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    Combining health and financial well-being

    Health care insurance plans can vary across the country, and in some cases you may need to have a private insurance or pay out-of-pocket expenses to obtain certain services. Considering the financial insecurity that affects many individuals, how can financial literacy help plan, select and manage health expenses?
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    Seniors on the campus

    Age-friendly universities must adhere to 10 guiding principles which aim, among other things, at inclusion, civic participation and the personal and professional development of older learners, as well as intergenerational learning and the sharing of expertise. Let's explore the experiences of these universities and the strategies used to adopt the age-friendly principles.
  • Blog Post

    The challenges of a connected society: Combating digital ageism

    Leading figures have recently called for a halt to the development of certain advanced artificial intelligence systems, in order to better manage innovation and prevent potential harms. Among potential harms, is it possible that age-related biases present in our society be encoded and amplified in artificial intelligence systems?
  • Blog Post

    Are you a fan of medical TV series?

    People of all ages devour medical tv series, which have been part of the television landscape for decades. These programs can have an effect on the knowledge, perceptions and health behaviours of viewers, but these findings must be taken with a grain of salt.
  • Blog Post

    Cryptocurrencies and addiction: be cautious

    It is estimated that 425 million people around the world owns cryptocurrencies (also known as digital or virtual currencies). There appears to be a relationship between trading in high-risk cryptocurrencies or stocks and compulsive gambling. Learn more about cryptocurrencies and their associated health risks.
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    My memories, my digital heritage

    Many seniors suffer from physical or mental health problems such as depression, anxiety or loneliness. Aging can also be accompanied by a decrease in autonomy and a sense of loss of identity. Does the ability to tell one's story in a digital format improve the well-being of older adults?
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    Putting an end to food waste: for your wallet and our planet

    About one third of the food produced in the world is wasted each year. What can explain food waste and what can we do to prevent it?
  • Blog Post

    Financial capability: So important, but still a lot of evidence gaps

    There is still limited evidence on the effectiveness of financial capability interventions, but don't let that stop you from taking control of your nest egg!
  • Blog Post

    Misinformation, disinformation and infodemics

    During the COVID-19 pandemic, people began to use the term ‘infodemic’ to capture the parallel between the rapid spread of the virus and the rapid spread of misinformation about both COVID-19 and measures to respond to the pandemic. But what can be done to counter misinformation?
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    Learn a new language to train your brain and more

    There is no age to learn a new language. Learn about the benefits of learning a new language on the quality of life and cognitive abilities in healthy older adults.
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    Older adults using, understanding and creating media content

    Digital media exert an incredible influence on our culture and society. The development of new information and communication technologies leads us to play new roles. We are no longer just "passive receivers" of information. We are becoming creators of media content.
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    The untold story inside you

    Do you suffer from depression, social isolation or chronic conditions? Wondering how to get through the winter, confined in your home because of COVID-19? Could writing help you get out of the winter gloom, or even improve your physical and mental health?
  • Blog Post

    Do not take a back seat: Be engaged in decisions that affect your health and wellbeing

    We often take for granted that we will have a say in decisions affecting us. However, a large proportion of older adults and caregivers are not formally engaged in discussions about their own health and well-being. Decision aids and decision coaches are among some of the tools and support that can help you.
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    When misinformation becomes viral

    A lot of people are experiencing stress and anxiety during the coronavirus pandemic (COVID-19). At a time when fake news is going viral, how can we fight misinformation?
  • Blog Post

    Beyond the 'sniff' test : 6 tips to help improve your food safety knowledge and practices

    Food safety relates to the handling, preparation, and storage of food in ways that prevent foodborne illness. Food safety can begin at home with these 6 easy tips.
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    Making the transition to retirement

    Retirement is synonymous with freedom for many, but for others it brings its share of anxiety and questioning. Many factors influence retirement perceptions, expectations and planning, including gender, health status, socio-economic status and the nature of work.
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    How online learning can support optimal aging

    Many people have the desire to learn throughout their lives. No wonder so many older adults go back to school, while others turn to online learning!
  • Blog Post

    Fiscal measures to support older adults and reduce poverty

    Fiscal measures are often proposed to reduce the tax burden of older adults and reduce poverty. Finding the fiscal measures to which you are entitled can make anybody feel dizzy, but some professionals and tools can help you.
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    Public libraries: Community hubs responding to the needs of older adults

    Public libraries play a significant role in meeting the educational, informational, cultural, recreational, health and social-care needs of older adults.
  • Blog Post

    A nest egg for our old days: Helping older adults manage their finances

    Older adults and their caregivers face a budgetary puzzle – making a realistic budget based on fixed and limited incomes - while juggling many priority expenses. Develop your knowledge, skills and self-confidence to make responsible financial decisions.